So far so good the new Insurers are far better to deal with, very helpful and are very accommodating.The company formerly named Patrona and rebranded to Ornella Underwriting Ltd on the 1st of May 2022. We are now almost 2 years into the new deal and we are delighted with the move.We are very pleased with the staff at Ornella, great assistance , no more pedantic crap, that we were getting from our former insurance broker. We have the best deal and we are now in a better position that we had for years. We should have left Richardson years ago but loyalty was a factor that was our downfall. too damn loyal. We have discovered that there’s no such thing in Insurance. Anyway Richardson have now been take over and have left their posh offices at the Beacon Court and have moved to the LHK company office in Dundrum.
The status of home built’s is changing all the time, We have our own rules to protect our insurance scheme.
You can use your Campervan as your primary vehicle, can use your camper to commute (but no commercial trading). Trailer towing is also available within the drivers licence categories.
The Motorcaravan Club will insure standard height roof vans, sometimes called “low roofs or tin tops”. These conversions will need to have been properly converted and certified by one of our appointed SQI engineers. The basic rules are you must be able to cook, eat and sleep inside the vehicle. You can’t open up the back door and cook from outside. There must be full bodily access between the cab area and the habitation section. You don’t have to have a car to qualify for insurance. Our insurance scheme allows a member to use the camper as their prime vehicle, unrestricted use, and you do get a full no claim bonus. You can retain an existing bonus, or if you start with a nil bonus (usually named drivers experience) you earn a “No claims bonus”.